Buy Here Pay Here in Columbia, PA. No credit check.
We look at your income, not your credit. Down payments start at $1,000, depending on the vehicle.
Banks already told you no. We're a different conversation. We look at your income, not your past. Down payments from $1,000, depending on the vehicle. Payments matched to how you actually get paid. No bank, no credit pull, no runaround.
No credit check, no bank, no catch.
Cars ready now
Inspected and prepped. We don't put one out here that we wouldn't put our own family in.
2007 Honda Odyssey
2019 Chevy Spark
2007 Buick Lucerne
2010 Ford Taurus
2015 Toyota Sienna
2008 Chevy Suburban
Four steps. No bank. No surprises.
Most folks know where they stand the same day they reach out. Here's how it actually goes.
Tell us about you
Quick form or a text. Where you live, where you work, how you get paid. No credit check.
See where you stand
We approve on income, stability, $1,000+ down, and a valid PA license. Most folks know same day.
Pick your vehicle
Test drive what you're considering. Vehicles mostly 2006–2016, all inspected.
Drive home
Bring your license, proof of income, proof of address and Social Security card. Sign, and set up payments matched to your pay schedule.
Past credit issues? Past repos? Bankruptcy? You're still welcome.
The banks have one filter — your score. We have four — your income, your stability, your down payment, and your license. That's it.
- 100% in-house financing — no bank, no credit pull
- Down payments from $1,000, by vehicle — all you pay to drive away
- Weekly or bi-weekly payments matched to your pay schedule
- 30-day limited warranty included; optional 18-month service contract, financed
- Insurance options that work for the BHPH model
The honest answers
What's the catch?
Do you really not check credit?
Do you accept disability or SSI income?
What if my license is expired or suspended?
Can I buy a vehicle for a family member?
Our customers tell it straight.
1,000+ folks in our family trust us with their main car. Read what they've said, in their own words.
“They helped me out when I couldn't get approved elsewhere.”
Jamil H. · Honda CR-V
“Price was great, we drove away within the hour.”
Victor O. · Kia Soul
“The entire staff was so helpful and worked hard to help me get into a new car.”
Cj C. · Honda CR-V
“We went to Mountville Motors and were treated with respect.”
Penny M. · Buick Lucerne
Excerpts from customer stories on our review wall. We don't pay for reviews.
Ready when you are.
Starting your application takes 30 seconds. Or just shoot Jordan a text — we'll go from there.