How it works at Mountville
Updated
No bank. No credit pull. We look at what's coming in, not what's behind you. Here's the whole picture.
Most folks know where they stand the same business day.
Tell us about you
Fill out the quick form (30 seconds, just name + phone) or text us directly. We'll ask basic stuff: where you live, where you work, how you get paid. No credit check. No bank.
Start the form →See where you stand
We look at four things: steady documented income, stability (residence + income), a down payment (at least $1,000), and a valid PA driver's license. Past credit issues like repos, bankruptcy or a thin file don't disqualify you.
Pick your vehicle
Browse what's ready or close to ready. Test drive whatever you're considering. Vehicles are typically 2006 to 2016, all inspected for safety and drivability before they hit the lot. If something isn't ready yet, once you've picked a car and your paperwork is in, the team can talk with you about holding it with a deposit.
See inventory →Drive home
Bring your valid PA driver's license, proof of income (your 2 most recent pay stubs, or a benefits letter), proof of address, your Social Security card or W-2, and your down payment ($1,000 minimum, drive-away). Sign, set up payments every week or every two weeks, matched to your pay schedule, and drive home. Some folks drive home same day; others come back when the vehicle's prepped. Jordan will give you a straight answer.
Bring these five things
Warranty included. Extra coverage available.
Two layers of protection: a free limited warranty, and an optional service contract that nearly every customer adds. Its cost is itemized on your contract and financed.
30 days / 1,000 miles
Engine, transmission, differential: 100% parts and labor for covered repairs. No charge.
18 months / 24,000 miles
Engine, transmission, transfer case, drive axle, plus key electrical (starter, alternator, ignition cylinder). $100 deductible per visit. Cost is rolled into your financing, no separate charge at signing.
Not bumper-to-bumper. We're upfront about what's covered. For service or warranty work after the sale, contact Katalina at 717-681-9610 ext. 108.
What it's like once the car is yours
How do payments work?
Every week or every two weeks, set up to match your payday. You can pay by phone or online.
Running late on a payment?
Talk to Barbara before it's due: call 717-681-9612 or text 814-752-8918. A heads-up goes a long way.
Something wrong with the car?
Call Katalina at 717-681-9610 ext. 108. Covered repairs in the first 30 days / 1,000 miles are on us.
Now you know how it works.
The hard part's over. Starting your application takes 30 seconds.