Frequently asked

No catch. We're in-house, no bank involved. We look at your income, not your score. Your down payment is all you pay to drive away. Payments match your pay schedule. That's it.

Correct, we don't run a traditional credit check. We look at income, stability, down payment, and a valid PA license. Past credit issues don't disqualify you here.

Yes. Disability, SSI, and pension income all count toward what we look at. We just need proof of steady income coming in (statements or award letter).

We need a valid PA driver's license to buy. If yours is expired or suspended, the team can talk you through what you'd need to get back on track. Reach out and we'll point you in the right direction.

The person whose name is on the loan needs to be the one making payments and meeting our income/license requirements. If you're helping a family member, they should be the primary applicant. The team can walk through specifics if it's a special situation.

You can start by filling out our quick form. We finish everything in person when you come in with your documents.

A down payment of at least $1,000 is required. It's all you pay to drive away, with nothing else due at signing. Tax, tags, title and fees are built into your deal and listed line by line on your contract.

Payments are structured weekly or every two weeks, matched to however you actually get paid. Specific amounts depend on the vehicle, your down payment, and your situation. Text us with the vehicle you're considering and we'll walk you through the exact drive-away numbers for your case.

Yes, you can make extra payments or pay off early anytime, no penalty. Call Barbara at 717-681-9612 or text her at 814-752-8918 to work out the details.

Yes. We report your payment history to the credit bureaus, so on-time payments show up on your credit report, and missed payments do too.

No, we're 100% in-house. No bank involved. That's why we can look at income instead of credit score.

Cash and card. We don't accept checks or peer-to-peer apps like CashApp, Venmo, or Zelle.

Three ways, whichever's easiest for you: over the phone, online, or in person at the lot. You don't have to come in every week unless you want to. Barbara handles payment setup once you're on the books. Call 717-681-9612 or text 814-752-8918.

Yes, if it doesn't work out before delivery, the deposit is refundable.

For anything related to your account, Barbara is your person. Call her at 717-681-9612 or text 814-752-8918. She'll work it through with you directly. Stuff happens, the important thing is to reach out.

Reliable used cars, SUVs, trucks, and crossovers, typically 2006 to 2016 models. All inspected for safety and drivability before they hit the lot.

Yes, every vehicle goes through inspection before listing. We won't put something out we wouldn't put our own family in.

Yes, every vehicle comes with a free 30-day / 1,000-mile limited warranty on the internal lubricated parts of the engine, transmission, and differential. We pay 100% of parts and labor on covered repairs. There's also an optional 18-month / 24,000-mile service contract that covers more. Nearly every customer adds it, and its cost is financed. Happy to text any specifics you want to know.

It depends on the car's loan. Paid off: it can go toward your down payment, and the team appraises it in person. Still financed somewhere else: usually it needs to be paid off first, but the team can take a look. Financed with us: usually you'll want about two years in the vehicle before trading, and the team can look at your situation. Bring it by when you come in.

Holds are only for cars that aren't ready for sale yet (Almost Ready or Coming Soon), and only once the team has gone over your application with you. The team goes over the deposit with you, and it's refundable if it doesn't work out before delivery.

Bring your valid PA driver's license, proof of income (your 2 most recent pay stubs, or a benefits letter), proof of address, your Social Security card or W-2, and your down payment ($1,000 minimum, drive-away). You can upload your license, proof of income and proof of address ahead of time on our secure documents page, so please don't text photos of them. Bring the Social Security card or W-2 with you instead of uploading it.

Marty, our automated texting assistant, answers in Spanish. Text 717-282-9188. Visits at the lot are in English.

The application takes 30 seconds to start and about 2 minutes to finish. The full process depends on what you're looking at, but most folks know where they stand the same business day. Driving home is sometimes the same day, sometimes a few days later.

Walk-ins are welcome, but a heads-up text helps us have things lined up for you. Shoot a text to 717-282-9188 before you come and we'll save you time when you get here.

Yeah, that's part of the process. You'll get to drive whatever you're considering before any commitment. Just bring your PA driver's license.

Absolutely. Bring whoever helps you make the call. We're family-friendly here, kids are welcome too.

Sometimes. It depends on inventory and how fast we can prep the vehicle. Sometimes we take a refundable deposit and prep the car for delivery a few days later. Jordan will give you a straight answer when you come in.

We're a family-owned BHPH dealer in Columbia, PA, serving Lancaster and York County since 2002. Over 1,000 customers since then.

806 Lancaster Avenue, Columbia, PA 17512. We're open Monday to Friday, 9 AM to 6 PM (Tuesday 9 AM to 5 PM). Closed Saturday and Sunday.

Monday 9 AM to 6 PM, Tuesday 9 AM to 5 PM, Wednesday to Friday 9 AM to 6 PM. Closed weekends and major holidays.

Reach out to Katalina at 717-681-9610 ext. 108 right away. She handles all service issues and she'll get you taken care of fast.

Once your vehicle is paid off, yes, the title transfers to you.